Please glue and seal here. Do not staple Please glue and seal here. Do not staple APPLICATION FOR INTERBANK GIRO (ORIGINAL COPY REQUIRED) Please tick: New Application Change of Bank Account PART 1: FOR APPLICANT’S COMPLETION (All fields are mandatory) Date: (DD/MM/YY) - - Utilities Account Number (1 account per form) PART 2: FOR BANK ACCOUNT HOLDER’S COMPLETION (All fields are mandatory) a) I/We hereby instruct you to process SP Services Ltd instructions to debit my/our account for the Utilities Account Number indicated in Part 1 above. b) You are entitled to reject SP Services Ltd debit instructions if my/our account does not have sufficient funds and charge me/us a fee for this. You may also at your discretion allow the debit even if this results in an overdraft on the account and impose charges accordingly. c) This authorisation will remain in force until termination by written notice sent to my/our address last known to you or upon receipt of my/our revocation through SP Services Ltd. To: Name of Bank: Bank Branch My/Our Name(s) As in Bank Account: My/Our Bank Account No.: My/Our Contact (Tel/Handphone) No.: (Please DO NOT provide credit card account no) Please remember to sign in this box. My/Our Signature(s)/Thumbprint(s)/Company Stamp (as in bank’s records) Please impress your thumbprint clearly if your bank account is operated by thumbprint. Please verify the thumbprint at bank. Notes to Part 1 and 2: Amendments made on the form must be countersigned by the bank account holder. Use of correction fluid/tape is not allowed. Bank accounts below are solely for GIRO collection. Please DO NOT use the accounts below for payment via Fund Transfer to SP Services Ltd. PART 3: FOR SP SERVICES LTD COMPLETION Bank Branch SP Services Account Number 7 3 7 5 0 0 1 9 0 1 3 4 5 3 3 4 5 7 1 7 1 0 0 1 0 0 1 0 0 1 8 7 5 2 (UOB) (DBS) Bank Branch Account Number To Be Debited Utilities Account Number Please refer to Part 1 above PART 4: FOR BANK’S COMPLETION To: SP Services Ltd This application is hereby REJECTED (Please tick) for the following reason(s): Signature / Thumbprint # differs from Bank’s records Signature / Thumbprint # incomplete / unclear # Account operated by signature / thumbprint # Wrong account number Amendment not countersigned by customer Others:______________________________ ______________________ ___________________________ _____________________________ Name of Approving Officer Authorised Signature Date SP Services Ltd 2 Kallang Sector Singapore 349277 # Please delete where inapplicable UEN : 199504470N 15/2/24 Notes on GIRO application 1. Please continue to arrange for payment for all your bills until your GIRO application is approved. Please check your bill for the effective date. Your GIRO application is only effective when this message “Total Amount Payable will be deducted from your account with XXX Bank on DD/MM/YY” appears in your bill. 2. A deduction will only be made from your bank account on the due date of the bill. Please maintain sufficient funds in your bank account for deduction on the due date. A second attempt at deduction will be made within five days if the first deduction is unsuccessful. 3. All amounts successfully deducted will be reflected in your bank statement. You will continue to receive your monthly bills. 4. You may arrange for another party to pay your bill through GIRO deduction. You will need to state your utilities account number on his or her GIRO form. 5. Some banks levy a surcharge for an unsuccessful deduction for reasons such as insufficient balance in your bank account. Your bank will assist you on enquiries of this nature. 6. Any refund arising from your final bill when you close your utilities account, will be returned to the last bank account that is used to pay your bill through GIRO deduction, even if that bank account may not be in your name. 7. Credits arising from your export of electricity to SP Services Ltd, if any, will be refunded to your approved Giro bank account. 8. Please call SP Group Customer Service Hotline at 1800-2222 333 for any enquiries. 9. SP Services Ltd will not be liable for any loss, expenses, delays, mistakes, neglect or omission in the processing of this Giro application or the transmission of payment / refunds under this Giro arrangement and you shall remain liable for all payments owing to SP Services Ltd as a result of any such event howsoever caused. 10. SP Services Ltd reserves the right to add, amend and/or modify these terms at its sole discretion at any time without giving any reason thereof.

Joint Media Release SP GROUP LAUNCHES GREEN FINANCING FRAMEWORK Company also secures S$100 million in green loan facilities from DBS, OCBC Bank and UOB Singapore, 22 April 2021 – SP Group (SP) has established a Green Financing Framework 1 in a move that deepens the integration of its sustainability ambition into its financing strategy. SP has also secured its maiden green loan facilities of S$100 million from DBS, OCBC Bank and UOB on a bilateral basis. Under the Framework, SP and its subsidiaries will be able to issue green financing instruments to finance and/or refinance eligible green projects in four categories: clean transportation, energy efficiency projects, renewable energy and green buildings. The Framework will also govern the use and management of the green loan facilities from DBS, OCBC Bank and UOB. The Framework is credible, impactful and aligned with the relevant international principles and guidelines 2 , as established in findings by Sustainalytics, an independent ESG and corporate governance research, ratings and analysis firm. The firm was engaged to provide a second party opinion on the Framework. With the Framework in place, investors and lenders will now have greater visibility of the use of proceeds and the positive environmental impact of SP’s investments in sustainable energy solutions and projects that are funded by green financing instruments. This will help investors and lenders identify and fund investments and projects aligned with their sustainable investing strategy. Chief Financial Officer of SP, Ms Loong Hui Chee, said, “This Green Financing Framework is central to SP Group’s commitment to advance clean energy transition, build sustainable infrastructure and foster innovation to enable a low carbon economy. We are pleased to partner DBS, OCBC Bank and UOB to secure our maiden green loan facilities. We look forward to working with like-minded financiers to support Singapore’s efforts to build a green finance ecosystem.” Mr Lim Wee Seng, Group Head of Energy, Chemicals and Infrastructure, DBS Institutional Banking Group, said, “As Southeast Asia’s largest bank, DBS plays a significant role in financing positive change and using our expertise and sector knowledge to support leading energy companies like SP Group, in achieving their sustainable development goals. In our on-going commitment to sustainability, DBS financed about SGD 597 million of renewable and clean energy-related projects last year. We continue to see tremendous growth potential in sustainable finance with more companies exploring ways to create positive impact and as stakeholders place greater responsibility on corporates to drive both profit and purpose-driven agendas.” 1 The Framework and Second Party Opinion is available at: https://www.spgroup.com.sg/about-us/investor-relations 2 Green Bond Principles 2018 by the International Capital Market Association; Green Loan Principles 2020 by the Loan Market Association, Asia Pacific Loan Market Association and Loan Syndications and Trading Association; ASEAN Green Bond Standards 2018 by the ASEAN Capital Markets Forum. OCBC Bank’s head of Global Corporate Banking, Ms Elaine Lam, said, “We are pleased to support our long-time customer SP Group to drive the clean energy transition and contribute to the building of sustainable cities. Their Green Financing Framework, which we are pleased to have codeveloped, enables them to tap on green loans to fund projects that can create positive change. We look forward to partnering on more sustainable finance deals with SP Group in the future.” Mr Leong Yung Chee, Head of Group Corporate Banking, UOB said, “At UOB, we understand how important sustainability is to our client’s business model and take an active role in supporting their transition towards a low carbon future as they ramp up their sustainability strategies. We are pleased to deepen our existing relationship with Singapore’s biggest utilities group, from our partnership on UOB’s Utilities Marketplace 3 , to being a provider of the company’s first green loan. Our latest green loan exemplifies our commitment to helping our clients grow responsibly and demonstrates our efforts in building more sustainable and liveable cities.” More information on SP’s Green Financing Framework can be accessed at https://www.spgroup.com.sg/about-us/investor-relations. -Ends- 3 Please refer to UOB news release: “UOB charges ahead with Singapore’s first online utility marketplace to help customers save on their monthly bills”, 6 May 2019. About SP Group SP Group is a leading utilities group in the Asia Pacific, enabling a low-carbon, smart energy future for its customers. It owns and operates electricity and gas transmission and distribution businesses in Singapore and Australia, and sustainable energy solutions in Singapore and China. As Singapore’s national grid operator, about 1.6 million industrial, commercial and residential customers benefit from its world-class transmission, distribution and market support services. These networks are amongst the most reliable and cost-effective world-wide. Beyond traditional utilities services, SP Group provides a suite of sustainable energy solutions such as cooling and heating systems for business districts and residential townships, electric vehicle fast charging and green digital energy management tools for customers in Singapore and the region. For more information, please visit spgroup.com.sg or follow us on Facebook at fb.com/SPGroupSG, on LinkedIn at spgrp.sg/linkedin and on Twitter @SPGroupSG. About DBS DBS is a leading financial services group in Asia with a presence in 18 markets. Headquartered and listed in Singapore, DBS is in the three key Asian axes of growth: Greater China, Southeast Asia and South Asia. The bank's "AA-" and "Aa1" credit ratings are among the highest in the world. Recognised for its global leadership, DBS has been named “World’s Best Bank” by Euromoney, “Global Bank of the Year” by The Banker and “Best Bank in the World” by Global Finance. The bank is at the forefront of leveraging digital technology to shape the future of banking, having been named “World’s Best Digital Bank” by Euromoney. In addition, DBS has been accorded the “Safest Bank in Asia” award by Global Finance for 12 consecutive years from 2009 to 2020. DBS provides a full range of services in consumer, SME and corporate banking. As a bank born and bred in Asia, DBS understands the intricacies of doing business in the region’s most dynamic markets. DBS is committed to building lasting relationships with customers, and positively impacting communities through supporting social enterprises, as it banks the Asian way. It has also established a SGD 50 million foundation to strengthen its corporate social responsibility efforts in Singapore and across Asia. With its extensive network of operations in Asia and emphasis on engaging and empowering its staff, DBS presents exciting career opportunities. For more information, please visit www.dbs.com. About OCBC Bank OCBC Bank is the longest established Singapore bank, formed in 1932 from the merger of three local banks, the oldest of which was founded in 1912. It is now the second largest financial services group in Southeast Asia by assets and one of the world’s most highly-rated banks, with an Aa1 rating from Moody’s. Recognised for its financial strength and stability, OCBC Bank is consistently ranked among the World’s Top 50 Safest Banks by Global Finance and has been named Best Managed Bank in Singapore by The Asian Banker. OCBC Bank and its subsidiaries offer a broad array of commercial banking, specialist financial and wealth management services, ranging from consumer, corporate, investment, private and transaction banking to treasury, insurance, asset management and stockbroking services. OCBC Bank’s key markets are Singapore, Malaysia, Indonesia and Greater China. It has more than 480 branches and representative offices in 19 countries and regions. These include over 230 branches and offices in Indonesia under subsidiary Bank OCBC NISP, and over 70 branches and offices in Mainland China, Hong Kong SAR and Macau SAR under OCBC Wing Hang. OCBC Bank’s private banking services are provided by its wholly-owned subsidiary Bank of Singapore, which operates on a unique open-architecture product platform to source for the bestin-class products to meet its clients’ goals. OCBC Bank's insurance subsidiary, Great Eastern Holdings, is the oldest and most established life insurance group in Singapore and Malaysia. Its asset management subsidiary, Lion Global Investors, is one of the largest private sector asset management companies in Southeast Asia. For more information, please visit www.ocbc.com. About UOB United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 offices in 19 countries and territories in Asia Pacific, Europe and North America. Since its incorporation in 1935, UOB has grown organically and through a series of strategic acquisitions. UOB is rated among the world’s top banks: Aa1 by Moody’s Investors Service and AA- by both S&P Global Ratings and Fitch Ratings. In Asia, UOB operates through its head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia, Thailand and Vietnam, as well as branches and representative offices across the region. Over more than eight decades, generations of UOB employees have carried through the entrepreneurial spirit, the focus on long-term value creation and an unwavering commitment to do what is right for our customers and our colleagues. We believe in being a responsible financial services provider and we are committed to making a difference in the lives of our stakeholders and in the communities in which we operate. Just as we are dedicated to helping our customers manage their finances wisely and to grow their businesses, UOB is steadfast in our support of social development, particularly in the areas of art, children and education.

Media Release SP Group Launches Green Financing Framework Singapore, 22 April 2021 – SP Group (SP) has established a Green Financing Framework1 in a move that deepens the integration of its sustainability ambition into its financing strategy. SP has also secured its maiden green loan facilities of S$100 million from DBS, OCBC Bank and UOB on a bilateral basis. Under the Framework, SP and its subsidiaries will be able to issue green financing instruments to finance and/or refinance eligible green projects in four categories: clean transportation, energy efficiency projects, renewable energy and green buildings. The Framework will also govern the use and management of the green loan facilities from DBS, OCBC Bank and UOB. The Framework is credible, impactful and aligned with the relevant international principles and guidelines2 , as established in findings by Sustainalytics, an independent ESG and corporate governance research, ratings and analysis firm. The firm was engaged to provide a second party opinion on the Framework. With the Framework in place, investors and lenders will now have greater visibility of the use of proceeds and the positive environmental impact of SP’s investments in sustainable energy solutions and projects that are funded by green financing instruments. This will help investors and lenders identify and fund investments and projects aligned with their sustainable investing strategy. Chief Financial Officer of SP, Ms Loong Hui Chee, said, “This Green Financing Framework is central to SP Group’s commitment to advance clean energy transition, build sustainable infrastructure and foster innovation to enable a low carbon economy. We are pleased to partner DBS, OCBC Bank and UOB to secure our maiden green loan facilities. We look forward to working with like-minded financiers to support Singapore’s efforts to build a green finance ecosystem.” Mr Lim Wee Seng, Group Head of Energy, Chemicals and Infrastructure, DBS Institutional Banking Group, said, “As Southeast Asia’s largest bank, DBS plays a significant role in financing positive change and using our expertise and sector knowledge to support leading energy companies like SP Group, in achieving their sustainable development goals. In our on-going commitment to sustainability, DBS financed about SGD 597 million of renewable and clean energy-related projects last year. We continue to see tremendous growth potential in sustainable finance with more companies exploring ways to create positive impact and as stakeholders place greater responsibility on corporates to drive both profit and purpose-driven agendas.” 1 The Framework and Second Party Opinion is available at: https://www.spgroup.com.sg/about-us/investor-relations 2 Green Bond Principles 2018 by the International Capital Market Association; Green Loan Principles 2020 by the Loan Market Association, Asia Pacific Loan Market Association and Loan Syndications and Trading Association; ASEAN Green Bond Standards 2018 by the ASEAN Capital Markets Forum. OCBC Bank’s head of Global Corporate Banking, Ms Elaine Lam, said, “We are pleased to support our long-time customer SP Group to drive the clean energy transition and contribute to the building of sustainable cities. Their Green Financing Framework, which we are pleased to have codeveloped, enables them to tap on green loans to fund projects that can create positive change. We look forward to partnering on more sustainable finance deals with SP Group in the future.” Mr Leong Yung Chee, Head of Group Corporate Banking, UOB said, “At UOB, we understand how important sustainability is to our client’s business model and take an active role in supporting their transition towards a low carbon future as they ramp up their sustainability strategies. We are pleased to deepen our existing relationship with Singapore’s biggest utilities group, from our partnership on UOB’s Utilities Marketplace3, to being a provider of the company’s first green loan. Our latest green loan exemplifies our commitment to helping our clients grow responsibly and demonstrates our efforts in building more sustainable and liveable cities.” More information on SP’s Green Financing Framework can be accessed at https://www.spgroup.com.sg/about-us/investor-relations. 3 Please refer to UOB news release: “UOB charges ahead with Singapore’s first online utility marketplace to help customers save on their monthly bills”, 6 May 2019. -Ends- About SP Group SP Group is a leading utilities group in the Asia Pacific, enabling a low-carbon, smart energy future for its customers. It owns and operates electricity and gas transmission and distribution businesses in Singapore and Australia, and sustainable energy solutions in Singapore and China. As Singapore’s national grid operator, about 1.6 million industrial, commercial and residential customers benefit from its world-class transmission, distribution and market support services. These networks are amongst the most reliable and cost-effective world-wide. Beyond traditional utilities services, SP Group provides a suite of sustainable energy solutions such as cooling and heating systems for business districts and residential townships, electric vehicle fast charging and green digital energy management tools for customers in Singapore and the region. For more information, please visit spgroup.com.sg or follow us on Facebook at fb.com/SPGroupSG, on LinkedIn at spgrp.sg/linkedin and on Twitter @SPGroupSG. About DBS DBS is a leading financial services group in Asia with a presence in 18 markets. Headquartered and listed in Singapore, DBS is in the three key Asian axes of growth: Greater China, Southeast Asia and South Asia. The bank's "AA-" and "Aa1" credit ratings are among the highest in the world. Recognised for its global leadership, DBS has been named “World’s Best Bank” by Euromoney, “Global Bank of the Year” by The Banker and “Best Bank in the World” by Global Finance. The bank is at the forefront of leveraging digital technology to shape the future of banking, having been named “World’s Best Digital Bank” by Euromoney. In addition, DBS has been accorded the “Safest Bank in Asia” award by Global Finance for 12 consecutive years from 2009 to 2020. DBS provides a full range of services in consumer, SME and corporate banking. As a bank born and bred in Asia, DBS understands the intricacies of doing business in the region’s most dynamic markets. DBS is committed to building lasting relationships with customers, and positively impacting communities through supporting social enterprises, as it banks the Asian way. It has also established a SGD 50 million foundation to strengthen its corporate social responsibility efforts in Singapore and across Asia. With its extensive network of operations in Asia and emphasis on engaging and empowering its staff, DBS presents exciting career opportunities. For more information, please visit www.dbs.com. About OCBC Bank OCBC Bank is the longest established Singapore bank, formed in 1932 from the merger of three local banks, the oldest of which was founded in 1912. It is now the second largest financial services group in Southeast Asia by assets and one of the world’s most highly-rated banks, with an Aa1 rating from Moody’s. Recognised for its financial strength and stability, OCBC Bank is consistently ranked among the World’s Top 50 Safest Banks by Global Finance and has been named Best Managed Bank in Singapore by The Asian Banker. OCBC Bank and its subsidiaries offer a broad array of commercial banking, specialist financial and wealth management services, ranging from consumer, corporate, investment, private and transaction banking to treasury, insurance, asset management and stockbroking services. OCBC Bank’s key markets are Singapore, Malaysia, Indonesia and Greater China. It has more than 480 branches and representative offices in 19 countries and regions. These include over 230 branches and offices in Indonesia under subsidiary Bank OCBC NISP, and over 70 branches and offices in Mainland China, Hong Kong SAR and Macau SAR under OCBC Wing Hang. OCBC Bank’s private banking services are provided by its wholly-owned subsidiary Bank of Singapore, which operates on a unique open-architecture product platform to source for the bestin-class products to meet its clients’ goals. OCBC Bank's insurance subsidiary, Great Eastern Holdings, is the oldest and most established life insurance group in Singapore and Malaysia. Its asset management subsidiary, Lion Global Investors, is one of the largest private sector asset management companies in Southeast Asia. For more information, please visit www.ocbc.com. About UOB United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 offices in 19 countries and territories in Asia Pacific, Europe and North America. Since its incorporation in 1935, UOB has grown organically and through a series of strategic acquisitions. UOB is rated among the world’s top banks: Aa1 by Moody’s Investors Service and AA- by both S&P Global Ratings and Fitch Ratings. In Asia, UOB operates through its head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia, Thailand and Vietnam, as well as branches and representative offices across the region. Over more than eight decades, generations of UOB employees have carried through the entrepreneurial spirit, the focus on long-term value creation and an unwavering commitment to do what is right for our customers and our colleagues. We believe in being a responsible financial services provider and we are committed to making a difference in the lives of our stakeholders and in the communities in which we operate. Just as we are dedicated to helping our customers manage their finances wisely and to grow their businesses, UOB is steadfast in our support of social development, particularly in the areas of art, children and education

Media Release SP Group secures S$650 Million Green Loan to finance Super Low-Energy Labrador Tower Development Singapore, 11 January 2024 – SP Group (SP) announced that it has secured a S$650 million committed green loan facility from Bank of China, DBS Bank, Maybank Singapore, OCBC and UOB in December 2023. This is SP’s largest green loan secured and will be aligned to SP’s updated Green Financing Framework. The loan will be used to finance and/or refinance loans relating to the construction, development, ongoing operations and maintenance of SP’s upcoming Labrador Tower development. Labrador Tower is a Building and Construction Authority (BCA) certified Green Mark Super Low Energy (GM SLE) building that comprises a Grade A office block and retail space. The development incorporates SP’s suite of digital and sustainable energy solutions – including Green Energy Technology (GET™) that uses artificial intelligence and Internet of Things (IOT) to manage and reduce energy consumption), sustainable cooling and thermal energy storage, solar panels and EV charging facilities. When it is completed in mid-2024, it would be one of the first commercial buildings in Singapore to operate under the GM SLE category and is expected to achieve at least 40 per cent energy savings based on BCA’s prevailing building code. Labrador Tower is located above another sustainable energy infrastructure developed by SP Group – a large-scale underground 230kV electricity substation that optimises land space in Singapore. As part of SP’s ongoing commitment towards a low-carbon future, the company also refined its Green Financing Framework to reflect SP’s latest sustainability roadmap. The enhanced Framework will deepen the integration of SP’s sustainability roadmap into its financing strategy and provide greater visibility of how SP aims to create positive environmental impact and empower a low-carbon, smart energy future for Singapore and the region. The Framework was found to be credible and aligned to the latest relevant international principles and guidelines[1] by DNV Business Assurance Singapore Pte. Ltd (“DNV”), who was appointed to provide a second party opinion on the updated Framework. One of the revisions include tightening of the eligibility criteria for green buildings to minimally achieve the BCA Green Mark GoldPlus Certification, or equivalent standards, to be considered for green financing. Chief Financial Officer of SP Group, Ms Loong Hui Chee, said, “Green financing is integral to SP Group’s strategy in empowering a clean energy future for Singapore and across our key markets. We are pleased to secure our largest green loan to date for our upcoming super low-energy Labrador Tower development through the partnership of our environmentally-focused financers – Bank of China, DBS Bank, Maybank Singapore, OCBC and UOB. Advanced under our Green Financing Framework, this strengthens the sustainability credentials of Labrador Tower and positions the development as one of the most energy-efficient commercial buildings in Singapore and across the region.” More information on SP’s enhanced Green Financing Framework can be accessed at https://spgrp.sg/GreenFinancingFramewok and the second party opinion by DNV can be accessed at https://spgrp.sg/DNV-Opinion. About SP Group SP Group is a leading utilities group in the Asia Pacific, empowering the future of energy with low-carbon, smart energy solutions for its customers. It owns and operates electricity and gas transmission and distribution businesses in Singapore and Australia, as well as sustainable energy solutions in Singapore, China, Thailand and Vietnam.  As Singapore’s national grid operator, about 1.6 million industrial, commercial and residential customers benefit from its world-class transmission, distribution and market support services. These networks are amongst the most reliable and cost-effective worldwide.  Beyond traditional utilities services, SP Group provides a suite of sustainable and renewable energy solutions such as microgrids, cooling and heating systems for business districts and residential townships, solar energy solutions, electric vehicle fast-charging stations and digital energy solutions for customers in Singapore and the region.  For more information, please visit spgroup.com.sg or follow us on Facebook at spgrp.sg/facebook, LinkedIn at spgrp.sg/linkedin and Instagram at spgrp.sg/Instagram. ANNEX A: Quotes from our Bank Partners “Bank of China is pleased to support the SP Group’s updated Green Financing Framework through this green loan facility for Labrador Tower. It is testament to Bank of China’s commitment to global sustainable development, and is aligned with our green finance policy system and our goal to be the bank of choice for green finance services.” Yuan Zhizhong, Deputy Country Manager, Bank of China Limited, Singapore Branch “The upcoming Labrador Tower development is a stride towards a more sustainable urban landscape and a demonstration of how finance and technology can be applied in novel ways to improve energy efficiency and drive real world impact. DBS is committed to supporting initiatives that contribute to a greener and more sustainable future, and we are proud to be making a contribution to the broader transition towards a more environmentally conscious and resilient economy.” Lim Wee Seng, Group Head of Energy, Renewables and Infrastructure, Institutional Banking Group, DBS Bank  “Greening the built environment is a critical part of Singapore’s Green Plan to achieve net zero emission targets by 2050. Towards this, SP's Labrador Tower is poised to establish a new benchmark for best-in-class green properties in the country as well as the region. We look forward to further partnerships with SP on their sustainable financing needs, driven by our shared commitment for a low-carbon future, aligning with Maybank’s sustainability aspirations in ASEAN.” Gregory Seow, Head of Global Banking, Maybank Singapore “We are pleased to support our long-time customer SP Group in their pursuit of a low-carbon future. Labrador Tower is a landmark development that stands out with its extensive green and energy-efficient features, accredited with a BCA Green Mark Super Low Energy Building Certification. Once completed in 2024, it will be one of the first commercial buildings in Singapore to operate under the GM SLE category, attesting to SP Group's dedication to sustainability. We are glad to contribute to the financing of this development, and we look forward to partnering SP Group on more sustainable finance deals in future.” Elaine Lam, Head of Global Corporate Banking, OCBC “UOB is pleased to return as one of SP’s choice financing partners, following the provision of its inaugural green loan in 2021. Our commitment to make ESG a mainstream focus is evident, with a strong 67 per cent growth in sustainable finance portfolio to $38 billion as of end September 2023. As the One Bank for ASEAN, we are well positioned to work with SP and like-minded businesses to build a resilient and sustainable future for the region.” Leong Yung Chee, Head of Group Corporate Banking, UOB                                                                             1Green Bond Principles 2021 by the International Capital Market Association; Green Loan Principles 2023 by the Loan Market Association, Asia Pacific Loan Market Association and Loan Syndications and Trading Association; ASEAN Green Bond Standards 2018 by the ASEAN Capital Markets Forum. 

REQUEST TO TERMINATE GIRO ACCOUNT Utilities Account No Utilities Account Holder Name: ______________________________________________ Address of Account: _______________________________________________________ ___________________________________________________________ ( ) Bank Account No: ________________________________________________________ Name of Bank & Branch: ___________________________________________________ Bank Account Holder Name: ________________________________________________ (If only different from utilities account holder name) Date to cancel GIRO Account: _______ (day) ______ (month) ______ (year) (Please give us at least 5 business days to process the GIRO Termination) Reasons for cancelling GIRO: _______________________________________________ Bank Account Holder’s Signature/Date Co Stamp (if applicable) For accounts registered under companies, the signature of its legal/authorized representative of the company and the company’s rubber stamp imprint are required. Name: ________________________________ Daytime Contact No. _____________________ Note: Please send the completed GIRO Termination Form to us via our online webform (as a pdf). For Internal Use Documents received by: Staff’s Name and Signature / Date Version Nov 22

REQUEST TO TERMINATE GIRO ACCOUNT Utilities Account No Utilities Account Holder Name: ______________________________________________ Address of Account: _______________________________________________________ ___________________________________________________________ ( ) Bank Account No: ________________________________________________________ Name of Bank & Branch: ___________________________________________________ Bank Account Holder Name: ________________________________________________ (If only different from utilities account holder name) Date to cancel GIRO Account: _______ (day) ______ (month) ______ (year) (Please give us at least 5 business days to process the GIRO Termination) Reasons for cancelling GIRO: _______________________________________________ Bank Account Holder’s Signature/Date Co Stamp (if applicable) For accounts registered under companies, the signature of its legal/authorized representative of the company and the company’s rubber stamp imprint are required. Name: ________________________________ Daytime Contact No. _____________________ Note: Please send the completed GIRO Termination Form to us via our online webform (as a pdf). For Internal Use Documents received by: Staff’s Name and Signature / Date Version Nov 22

APPLICATION FOR DE-ENERGISATION / RE-ENERGISATION (ADRE) Licensed Installation No Service No Voltage Name of Installation: Address of Installation: Requested De-energisation Requested Re-energisation Date: Time: Date: Time: Contestable Customer: #Name of Customer: #MSS A/C No: #Name of Retailer Tax Invoice/Receipt will be sent to this email: Name: Address: Tax invoice will not be provided unless requested. To: Click here to view DN1-DN6 Boundary Map 1 I, the undersigned LEW for the above installation, wish to apply for a *de-energisation/reenergisation at the time stated above. My work, after the de-energisation, will involve the following: Routine Servicing Others (Please specify): 2 * I / or __________________________ (Name / Licence No of appointee approved by Regulation Division of EMA) will attend to the *de-energisation / re-energisation PERSONALLY. 3 I understand that: - (a) No work is to be carried out on the service cable until both SPPG officer and myself have signed the SDRE (“Statement for De-energisation and Re-energisation”) after we have safely isolated the service cable at both ends. (b) I am required to be on time on the approved date of de-energisation or re-energisation, failing which the SPPG officer may cancel any appointment made. Signature: Name: Licence No: Notes: Telephone / HP No.: Date: Grade: (a) All requested date and time are subject to SPPG’s approval. (b) This form shall reach SPPG 7 business days before the requested date. (c) For urgent work on Sundays / Public Holidays and after office hours, LEW is required to co-ordinate with SPPG personally. (d) All ADRE charges are to be made prior to the shutdown date and proof of payment are to be submitted to the SPPG site officer of respective section. (e) * Delete whichever not applicable. (f) # To be filled in for contestable customer DN1 (22kV/6.6kV/LV) Tel: 6916 5728 Email: dn1adre@spgroup.com.sg DN2 (22kV/6.6kV/LV) Tel: 6916 5635 Email: dn2adre@spgroup.com.sg DN3 (22kV/6.6kV/LV) Tel: 6916 5398 Email: dn3adre@spgroup.com.sg DN4(22kV/6.6kV/LV) Tel: 6916 5048 Email: dn4adre@spgroup.com.sg DN5 (22kV/6.6kV/LV) Tel: 6916 5717/ 5015 Email: dn5adre@spgroup.com.sg DN6 (22kV/6.6kV/LV) Tel: 6916 7472 Email: dn6adre@spgroup.com.sg RNE (66kV) Tel: 6916 5226 Email: puiyee@spgroup.com.sg RNW (66kV) Tel: 6916 5253 Email: syafikah@spgroup.com.sg CPE (22kV/6.6kV/LV) Tel: 6916 7920 Email: cpe@spgroup.com.sg CPW (22kV/6.6kV/LV) Tel: 6916 5020 Email: cpwest@spgroup.com.sg DP I (22kV/6.6kV) Tel: 6916 6487 Email: bengchoong@spgroup.com.sg DP II (22kV/6.6kV) Tel: 6916 6423 Email: marina@spgroup.com.sg DP III (22kV/6.6kV) Tel: 6916 6968 Email: weiliching@spgroup.com.sg EHVN(230kV&400kV)Tel: 6916 5488 Email: neohuili@spgroup.com.sg NRP ( 22kV/6.6kV/LV)Tel: 6916 7640 Email: simpeiyun@spgroup.com.sg Version - April 2025 SP Powergrid Ltd, 2 Kallang Sector, Singapore 349277, Co. Registration No. 200306959Z FOR OFFICIAL USE Date: To: Number of pages including this sheet: From: Tel: Hp: Tel: Fax: Fax: APPLICATION FOR DE-ENERGISATION/RE-ENERGISATION AT 1 I am pleased to inform you that your application is acceptable to us. The officer-in-charge of the deenergisation/re-energisation on is who can be contacted at . Should you have any difficulty in con tacting our officer, you may call our service hotline at 1800-778-8888. 2 This service is free of charge. The total fee payable is $ /-(inclusive of GST) . Please make payment via internet banking. The reference number is Please include the given reference number in your internet banking transfer. 3 LEWs are reminded to submit duly completed CS1 application form via SP eBusiness Portal and apply turn-on appointment via largeinstall@spgroup.com.sg before carry out switchboard replacement work. Yours Faithfully, SPPA UOB bank details: Bank Name: United Overseas Bank Ltd Bank Account number: 4513029777 Bank Address: 80 Raffles Place, UOB Plaza1, Singapore 048624 Bank code: 7375. Branch Code: 001. Swift Code: UOVBSGSG. For HEAD OF SECTION SP PowerGrid Limited as agent for and on behalf of SP PowerAssets Limited : HOS – FYI SP Services Limited, Attn:Meter_Config - Please attend. Version - April 2025

APPLICATION FOR DE-ENERGISATION / RE-ENERGISATION (ADRE) Licensed Installation No Service No Voltage Name of Installation: Address of Installation: Requested De-energisation Requested Re-energisation Date: Time: Date: Time: Contestable Customer: #Name of Customer: #MSS A/C No: #Name of Retailer Tax Invoice/Receipt will be sent to this email: Name: Address: Tax invoice will not be provided unless requested. To: Click here to view DN1-DN6 Boundary Map 1 I, the undersigned LEW for the above installation, wish to apply for a *de-energisation/reenergisation at the time stated above. My work, after the de-energisation, will involve the following: Routine Servicing Others (Please specify): 2 * I / or __________________________ (Name / Licence No of appointee approved by Regulation Division of EMA) will attend to the *de-energisation / re-energisation PERSONALLY. 3 I understand that: - (a) No work is to be carried out on the service cable until both SPPG officer and myself have signed the SDRE (“Statement for De-energisation and Re-energisation”) after we have safely isolated the service cable at both ends. (b) I am required to be on time on the approved date of de-energisation or re-energisation, failing which the SPPG officer may cancel any appointment made. Signature: Name: Licence No: Notes: Telephone / HP No.: Date: Grade: (a) All requested date and time are subject to SPPG’s approval. (b) This form shall reach SPPG 7 business days before the requested date. (c) For urgent work on Sundays / Public Holidays and after office hours, LEW is required to co-ordinate with SPPG personally. (d) All ADRE charges are to be made prior to the shutdown date and proof of payment are to be submitted to the SPPG site officer of respective section. (e) * Delete whichever not applicable. (f) # To be filled in for contestable customer DN1 (22kV/6.6kV/LV) Tel: 6916 5728 Email: dn1adre@spgroup.com.sg DN2 (22kV/6.6kV/LV) Tel: 6916 5635 Email: dn2adre@spgroup.com.sg DN3 (22kV/6.6kV/LV) Tel: 6916 5398 Email: dn3adre@spgroup.com.sg DN4(22kV/6.6kV/LV) Tel: 6916 5048 Email: dn4adre@spgroup.com.sg DN5 (22kV/6.6kV/LV) Tel: 6916 5717/ 5015 Email: dn5adre@spgroup.com.sg DN6 (22kV/6.6kV/LV) Tel: 6916 7472 Email: dn6adre@spgroup.com.sg RNE (66kV) Tel: 6916 5226 Email: puiyee@spgroup.com.sg RNW (66kV) Tel: 6916 5253 Email: syafikah@spgroup.com.sg CPE (22kV/6.6kV/LV) Tel: 6916 7920 Email: cpe@spgroup.com.sg CPW (22kV/6.6kV/LV) Tel: 6916 5020 Email: cpwest@spgroup.com.sg DP I (22kV/6.6kV) Tel: 6916 6487 Email: bengchoong@spgroup.com.sg DP II (22kV/6.6kV) Tel: 6916 6423 Email: marina@spgroup.com.sg DP III (22kV/6.6kV) Tel: 6916 6968 Email: weiliching@spgroup.com.sg EHVN(230kV&400kV)Tel: 6916 5488 Email: neohuili@spgroup.com.sg NRP ( 22kV/6.6kV/LV)Tel: 6916 7640 Email: simpeiyun@spgroup.com.sg Version - April 2025 SP Powergrid Ltd, 2 Kallang Sector, Singapore 349277, Co. Registration No. 200306959Z FOR OFFICIAL USE Date: To: Number of pages including this sheet: From: Tel: Hp: Tel: Fax: Fax: APPLICATION FOR DE-ENERGISATION/RE-ENERGISATION AT 1 I am pleased to inform you that your application is acceptable to us. The officer-in-charge of the deenergisation/re-energisation on is who can be contacted at . Should you have any difficulty in con tacting our officer, you may call our service hotline at 1800-778-8888. 2 This service is free of charge. The total fee payable is $ /-(inclusive of GST) . Please make payment via internet banking. The reference number is Please include the given reference number in your internet banking transfer. 3 LEWs are reminded to submit duly completed CS1 application form via SP eBusiness Portal and apply turn-on appointment via largeinstall@spgroup.com.sg before carry out switchboard replacement work. Yours Faithfully, SPPA UOB bank details: Bank Name: United Overseas Bank Ltd Bank Account number: 4513029777 Bank Address: 80 Raffles Place, UOB Plaza1, Singapore 048624 Bank code: 7375. Branch Code: 001. Swift Code: UOVBSGSG. For HEAD OF SECTION SP PowerGrid Limited as agent for and on behalf of SP PowerAssets Limited : HOS – FYI SP Services Limited, Attn:Meter_Config - Please attend. Version - April 2025

APPLICATION FOR DE-ENERGISATION / RE-ENERGISATION (ADRE) Licensed Installation No Service No Voltage Name of Installation: Address of Installation: Requested De-energisation Requested Re-energisation Date: Time: Date: Time: Contestable Customer: #Name of Customer: #MSS A/C No: #Name of Retailer Tax Invoice/Receipt will be sent to this email: Name: Address: Tax invoice will not be provided unless requested. To: Click here to view DN1-DN6 Boundary Map 1 I, the undersigned LEW for the above installation, wish to apply for a *de-energisation/reenergisation at the time stated above. My work, after the de-energisation, will involve the following: Routine Servicing Others (Please specify): 2 * I / or __________________________ (Name / Licence No of appointee approved by Regulation Division of EMA) will attend to the *de-energisation / re-energisation PERSONALLY. 3 I understand that: - (a) No work is to be carried out on the service cable until both SPPG officer and myself have signed the SDRE (“Statement for De-energisation and Re-energisation”) after we have safely isolated the service cable at both ends. (b) I am required to be on time on the approved date of de-energisation or re-energisation, failing which the SPPG officer may cancel any appointment made. Signature: Name: Licence No: Notes: Telephone / HP No.: Date: Grade: (a) All requested date and time are subject to SPPG’s approval. (b) This form shall reach SPPG 7 business days before the requested date. (c) For urgent work on Sundays / Public Holidays and after office hours, LEW is required to co-ordinate with SPPG personally. (d) All ADRE charges are to be made prior to the shutdown date and proof of payment are to be submitted to the SPPG site officer of respective section. (e) * Delete whichever not applicable. (f) # To be filled in for contestable customer DN1 (22kV/6.6kV/LV) Tel: 6916 5728 Email: dn1adre@spgroup.com.sg DN2 (22kV/6.6kV/LV) Tel: 6916 5635 Email: dn2adre@spgroup.com.sg DN3 (22kV/6.6kV/LV) Tel: 6916 5398 Email: dn3adre@spgroup.com.sg DN4(22kV/6.6kV/LV) Tel: 6916 5048 Email: dn4adre@spgroup.com.sg DN5 (22kV/6.6kV/LV) Tel: 6916 5717/ 5015 Email: dn5adre@spgroup.com.sg DN6 (22kV/6.6kV/LV) Tel: 6916 7472 Email: dn6adre@spgroup.com.sg RNE (66kV) Tel: 6916 5226 Email: puiyee@spgroup.com.sg RNW (66kV) Tel: 6916 5253 Email: syafikah@spgroup.com.sg CPE (22kV/6.6kV/LV) Tel: 6916 7920 Email: cpe@spgroup.com.sg CPW (22kV/6.6kV/LV) Tel: 6916 5020 Email: cpwest@spgroup.com.sg DP I (22kV/6.6kV) Tel: 6916 6487 Email: bengchoong@spgroup.com.sg DP II (22kV/6.6kV) Tel: 6916 6423 Email: marina@spgroup.com.sg DP III (22kV/6.6kV) Tel: 6916 6968 Email: weiliching@spgroup.com.sg EHVN(230kV&400kV)Tel: 6916 5488 Email: neohuili@spgroup.com.sg NRP ( 22kV/6.6kV/LV)Tel: 6916 7640 Email: simpeiyun@spgroup.com.sg Version - April 2025 SP Powergrid Ltd, 2 Kallang Sector, Singapore 349277, Co. Registration No. 200306959Z FOR OFFICIAL USE Date: To: Number of pages including this sheet: From: Tel: Hp: Tel: Fax: Fax: APPLICATION FOR DE-ENERGISATION/RE-ENERGISATION AT 1 I am pleased to inform you that your application is acceptable to us. The officer-in-charge of the deenergisation/re-energisation on is who can be contacted at . Should you have any difficulty in con tacting our officer, you may call our service hotline at 1800-778-8888. 2 This service is free of charge. The total fee payable is $ /-(inclusive of GST) . Please make payment via internet banking. The reference number is Please include the given reference number in your internet banking transfer. 3 LEWs are reminded to submit duly completed CS1 application form via SP eBusiness Portal and apply turn-on appointment via largeinstall@spgroup.com.sg before carry out switchboard replacement work. Yours Faithfully, SPPA UOB bank details: Bank Name: United Overseas Bank Ltd Bank Account number: 4513029777 Bank Address: 80 Raffles Place, UOB Plaza1, Singapore 048624 Bank code: 7375. Branch Code: 001. Swift Code: UOVBSGSG. For HEAD OF SECTION SP PowerGrid Limited as agent for and on behalf of SP PowerAssets Limited : HOS – FYI SP Services Limited, Attn:Meter_Config - Please attend. Version - April 2025

APPLICATION FOR DE-ENERGISATION / RE-ENERGISATION (ADRE) Licensed Installation No Service No Voltage Name of Installation: Address of Installation: Requested De-energisation Requested Re-energisation Date: Time: Date: Time: Contestable Customer: #Name of Customer: #MSS A/C No: #Name of Retailer Tax Invoice/Receipt will be sent to this email: Name: Address: Tax invoice will not be provided unless requested. To: 1 I, the undersigned LEW for the above installation, wish to apply for a *de-energisation/reenergisation at the time stated above. My work, after the de-energisation, will involve the following: Routine Servicing Others (Please specify): 2 * I / or __________________________ (Name / Licence No of appointee approved by Regulation Division of EMA) will attend to the *de-energisation / re-energisation PERSONALLY. 3 I understand that: - (a) No work is to be carried out on the service cable until both SPPG officer and myself have signed the SDRE (“Statement for De-energisation and Re-energisation”) after we have safely isolated the service cable at both ends. (b) I am required to be on time on the approved date of de-energisation or re-energisation, failing which the SPPG officer may cancel any appointment made. Signature: Name: Licence No: Notes: Telephone / HP No.: Date: Grade: (a) All requested date and time are subject to SPPG’s approval. (b) This form shall reach SPPG 7 business days before the requested date. (c) For urgent work on Sundays / Public Holidays and after office hours, LEW is required to co-ordinate with SPPG personally. (d) All ADRE charges are to be made prior to the shutdown date and proof of payment are to be submitted to the SPPG site officer of respective section. (e) * Delete whichever not applicable. (f) # To be filled in for contestable customer DN1 (22kV/6.6kV/LV) Tel: 6916 5728 Email: dn1adre@spgroup.com.sg DN2 (22kV/6.6kV/LV) Tel: 6916 5635 Email: dn2adre@spgroup.com.sg DN3 (22kV/6.6kV/LV) Tel: 6916 5398 Email: dn3adre@spgroup.com.sg DN4(22kV/6.6kV/LV) Tel: 6916 5048 Email: dn4adre@spgroup.com.sg DN5 (22kV/6.6kV/LV) Tel: 6916 5717/ 5015 Email: dn5adre@spgroup.com.sg DN6 (22kV/6.6kV/LV) Tel: 6916 7472 Email: dn6adre@spgroup.com.sg RNE (66kV) Tel: 6916 5226 Email: puiyee@spgroup.com.sg RNW (66kV) Tel: 6916 5253 Email: syafikah@spgroup.com.sg CPE (22kV/6.6kV/LV) Tel: 6916 7920 Email: cpe@spgroup.com.sg CPW (22kV/6.6kV/LV) Tel: 6916 5020 Email: cpwest@spgroup.com.sg DP I (22kV/6.6kV) Tel: 6916 6487 Email: bengchoong@spgroup.com.sg DP II (22kV/6.6kV) Tel: 6916 6423 Email: marina@spgroup.com.sg DP III (22kV/6.6kV) Tel: 6916 6968 Email: weiliching@spgroup.com.sg EHVN(230kV&400kV)Tel: 6916 5488 Email: neohuili@spgroup.com.sg NRP ( 22kV/6.6kV/LV)Tel: 6916 7640 Email: simpeiyun@spgroup.com.sg Version - July 2023 SP Powergrid Ltd, 2 Kallang Sector, Singapore 349277, Co. Registration No. 200306959Z FOR OFFICIAL USE Date: To: Number of pages including this sheet: From: Tel: Hp: Tel: Fax: Fax: APPLICATION FOR DE-ENERGISATION/RE-ENERGISATION AT 1 I am pleased to inform you that your application is acceptable to us. The officer-in-charge of the deenergisation/re-energisation on is who can be contacted at . Should you have any difficulty in con tacting our officer, you may call our service hotline at 1800-778-8888. 2 This service is free of charge. The total fee payable is $ /-(inclusive of GST) . Please make payment via internet banking. The reference number is Please include the given reference number in your internet banking transfer. 3 LEWs are reminded to submit duly completed CS1 application form via SP eBusiness Portal and apply turn-on appointment via largeinstall@spgroup.com.sg before carry out switchboard replacement work. Yours Faithfully, SPPA UOB bank details: Bank Name: United Overseas Bank Ltd Bank Account number: 4513029777 Bank Address: 80 Raffles Place, UOB Plaza1, Singapore 048624 Bank code: 7375. Branch Code: 001. Swift Code: UOVBSGSG. For HEAD OF SECTION SP PowerGrid Limited as agent for and on behalf of SP PowerAssets Limited : HOS – FYI SP Services Limited, Attn:Meter_Config - Please attend. Version - July 2023

Media Release Application for Singapore Digital Wholesale Banking Licence AMTD Group, SP Group, Xiaomi Finance, and Funding Societies (collectively, the “Parties”), today jointly announced the formation of an exclusive strategic partnership and a submission of application to Monetary Authority of Singapore (“MAS”) for a digital wholesale banking licence on December 31st, 2019. The Parties are committed to creating revolutionary platform banking solutions to the SMEs and entrepreneurs, focusing on Southeast Asia and Greater China in particular, the Greater Bay Area, in all stages of their growth. The digital bank is devoted to empowering and enabling sustainable developments of SMEs and entrepreneurs through innovative financial solutions and products, by deploying state-of-the-art including AI & big data analytics. By combining the strengths and network of resources of the Parties, the digital bank is committed to drive and connect these SMEs to the capital markets, facilitate green and sustainable developments and financing options, and improve their productivity and efficiency through IoT platform and smart devices. Mr. Calvin Choi, Chairman and CEO of the AMTD Group who leads the consortium, said, “Our ultimate goal is to establish Singapore’s most innovative platform bank through an ecosystem of strategic partners to cater for the entire spectrum of funding and business development needs of SMEs and entrepreneurs. Eventually these successful customers will become the most valuable additions and long term partners to our ecosystem and banking platform.” Accordingly, these SMEs and entrepreneurs will be best prepared and well connected to the Singapore capital markets and beyond, and their footprint will be extended outside of ASEAN onwards to other parts of Asia including the Greater Bay Area. “We are committed to providing a complete and well-rounded SME CONNECT program to cultivate and support the growing needs of these companies in order to groom the next generation of leaders in their respective industries as well as strengthen their value creation and contributions to the Singapore society.” Mr. Calvin Choi added. “By working with impact-focused partners, we shall further enable financial inclusion for SMEs and facilitate SMEs’ growth into regionally competitive companies, ultimately contributing to the Singapore society.” added Mr. Kelvin Teo, Co-founder and CEO of Funding Societies, a home-grown Singaporean fintech firm. Mr. Hong Feng, Co-founder and Senior Vice President of Xiaomi Corporation, Chairman and CEO of Xiaomi Finance, said, “Singapore is the pivotal base of FinTech development in Southeast Asia. Xiaomi’s strategic collaboration and alliance with AMTD, SP Group and Funding Societies aims to lead innovation in Singapore’s FinTech industry and accelerate financial inclusion. As an international Internet company, Xiaomi will leverage on its global lead in 5G and AIoT, together with its partners, build a Singaporean digital bank with superior products, bringing new vigor and vitality into global digital banking and new energy to Southeast Asia markets.” “SP Group is building on our relationship with every utilities customer in Singapore to enable SMEs to achieve business sustainability. With SMEs increasingly adopting green practices, we can support their aspirations through cost-effective financing. This will enable them to make business decisions that contribute to Singapore’s sustainability targets.” said Mr. Chuah Kee Heng, Board Director, SPComm, a subsidiary of SP Group. AMTD Group is a diversified conglomerate with a strong focus and various expansion plans in Singapore, eyeing Singapore as a gateway to the rest of Southeast Asia economies. AMTD Group is a co-founder of the Airstar Bank, a newly licensed virtual bank in Hong Kong. In addition, AMTD Group’s core subsidiaries include AMTD International Inc. (NYSE: HKIB), the largest independent investment bank in Asia in terms of market capitalization as well as profitability. AMTD International Inc. announced its plan to have its secondary listing on SGX within this year. By selecting SGX as its first Asian destination to list, AMTD demonstrates its commitment to Singapore and will bring more Asian companies to conduct IPO and fixed income activities on SGX. AMTD embraces the fintech and technology innovation in Singapore over the past few years, and has been the Grand Sponsor of the Singapore Fintech Festival for 3 consecutive years from 2017 to 2019. AMTD is the first corporate founding member of the ASEAN Financial Innovation Network (“AFIN”), with Mr. Calvin Choi sitting on the board of directors of AFIN. Mr. Calvin Choi was also awarded as an “Asia Fintech Leader” by the Singapore Fintech Association. Apart from the technology industry, AMTD Group’s property arm AMTD Property Development Group has recently completed its SGD 289 million acquisition of a Singapore’s signature service apartment in central business district from OUE and is now the controlling shareholder of the property - Oakwood Premier AMTD Singapore. SP Group is a leading energy utilities group in the Asia Pacific. It owns and operates electricity and gas transmission and distribution businesses in Singapore and Australia, and district cooling businesses in Singapore and China. SP Group is committed to providing customers with reliable and efficient energy utilities services. About 1.6 million industrial, commercial and residential customers in Singapore benefit from SP Group’s world-class transmission, distribution and market support services. These networks are amongst the most reliable and cost-effective world-wide. SP Group also drives digital solutions to empower customers to manage their utilities, reduce consumption and save cost. Xiaomi Corporation (SEHK: 1810), is a leading internet company with smartphones and smart hardware connected by an IoT platform at its core, the world’s top five smartphone company and the world’s largest IoT platform. Xiaomi products are present in more than 90 countries and regions around the world and have a leading foothold in many of them. Founded in 2010, and listed on the Hong Kong Stock Exchange in 2018, Xiaomi is the fastest company attaining the Fortune 500 list in the shortest period of time in history. Funding Societies | Modalku is the largest SME digital financing platform in Southeast Asia, licensed in Singapore, Indonesia and Malaysia. Backed by Sequoia India and Softbank Ventures Asia Corp., it provides business financing to SMEs, which is crowdfunded by individual and institutional investors. In 4 years, it has helped finance over 1 million business loans with over S$1 billion in funding. It was given the MAS FinTech Award in 2016, the Global SME Excellence Award at the United Nations’ ITU Telecom World in 2017 and Fintech Top 100 by KPMG in 2018 and Brands for Good in 2019. 7 January 2020

PRESS RELEASE AMTD Group, SP Group, Xiaomi Finance, and Funding Societies (collectively, the “Parties”), today jointly announced the formation of an exclusive strategic partnership and a submission of application to Monetary Authority of Singapore (“MAS”) for a digital wholesale banking licence on December 31 st , 2019. The Parties are committed to creating revolutionary platform banking solutions to the SMEs and entrepreneurs, focusing on Southeast Asia and Greater China in particular, the Greater Bay Area, in all stages of their growth. The digital bank is devoted to empowering and enabling sustainable developments of SMEs and entrepreneurs through innovative financial solutions and products, by deploying state-ofthe-art technologies including AI & big data analytics. By combining the strengths and network of resources of the Parties, the digital bank is committed to drive and connect these SMEs to the capital markets, facilitate green and sustainable developments and financing options, and improve their productivity and efficiency through IoT platform and smart devices. Mr. Calvin Choi, Chairman and CEO of the AMTD Group who leads the consortium, said, “Our ultimate goal is to establish Singapore’s most innovative platform bank through an ecosystem of strategic partners to cater for the entire spectrum of funding and business development needs of SMEs and entrepreneurs. Eventually these successful customers will become the most valuable additions and long term partners to our ecosystem and banking platform.” Accordingly, these SMEs and entrepreneurs will be best prepared and well connected to the Singapore capital markets and beyond, and their footprint will be extended outside of ASEAN onwards to other parts of Asia including the Greater Bay Area. “We are committed to providing a complete and well-rounded SME CONNECT program to cultivate and support the growing needs of these companies in order to groom the next generation of leaders in their respective industries as well as strengthen their value creation and contributions to the Singapore society.” Mr. Calvin Choi added. “By working with impact-focused partners, we shall further enable financial inclusion for SMEs and facilitate SMEs’ growth into regionally competitive companies, ultimately contributing to the Singapore society.” added Mr. Kelvin Teo, Co-founder and CEO of Funding Societies, a home-grown Singaporean fintech firm. Mr. Hong Feng, Co-founder and Senior Vice President of Xiaomi Corporation, Chairman and CEO of Xiaomi Finance, said, “Singapore is the pivotal base of FinTech development in Southeast Asia. Xiaomi’s strategic collaboration and alliance with AMTD, SP Group and Funding Societies aims to lead innovation in Singapore’s FinTech industry and accelerate financial inclusion. As an international Internet company, Xiaomi will leverage on its global lead in 5G and AIoT, together with its partners, build a Singaporean digital bank with superior products, bringing new vigor and vitality into global digital banking and new energy to Southeast Asia markets.” “SP Group is building on our relationship with every utilities customer in Singapore to enable SMEs to achieve business sustainability. With SMEs increasingly adopting green practices, we can support their aspirations through cost-effective financing. This will enable them to make business decisions that contribute to Singapore’s sustainability targets.” said Mr. Chuah Kee Heng, Board Director, SPComm, a subsidiary of SP Group. AMTD Group is a diversified conglomerate with a strong focus and various expansion plans in Singapore, eyeing Singapore as a gateway to the rest of Southeast Asia economies. AMTD Group is a co-founder of the Airstar Bank, a newly licensed virtual bank in Hong Kong. In addition, AMTD Group’s core subsidiaries include AMTD International Inc. (NYSE: HKIB), the largest independent investment bank in Asia in terms of market capitalization as well as profitability. AMTD International Inc. announced its plan to have its secondary listing on SGX within this year. By selecting SGX as its first Asian destination to list, AMTD demonstrates its commitment to Singapore and will bring more Asian companies to conduct IPO and fixed income activities on SGX. AMTD embraces the fintech and technology innovation in Singapore over the past few years, and has been the Grand Sponsor of the Singapore Fintech Festival for 3 consecutive years from 2017 to 2019. AMTD is the first corporate founding member of the ASEAN Financial Innovation Network (“AFIN”), with Mr. Calvin Choi sitting on the board of directors of AFIN. Mr. Calvin Choi was also awarded as an “Asia Fintech Leader” by the Singapore Fintech Association. Apart from the technology industry, AMTD Group’s property arm AMTD Property Development Group has recently completed its SGD 289 million acquisition of a Singapore’s signature service apartment in central business district from OUE and is now the controlling shareholder of the property - Oakwood Premier AMTD Singapore. SP Group is a leading energy utilities group in the Asia Pacific. It owns and operates electricity and gas transmission and distribution businesses in Singapore and Australia, and district cooling businesses in Singapore and China. SP Group is committed to providing customers with reliable and efficient energy utilities services. About 1.6 million industrial, commercial and residential customers in Singapore benefit from SP Group’s world-class transmission, distribution and market support services. These networks are amongst the most reliable and cost-effective world-wide. SP Group also drives digital solutions to empower customers to manage their utilities, reduce consumption and save cost. Xiaomi Corporation (SEHK: 1810), is a leading internet company with smartphones and smart hardware connected by an IoT platform at its core, the world’s top five smartphone company and the world’s largest IoT platform. Xiaomi products are present in more than 90 countries and regions around the world and have a leading foothold in many of them. Founded in 2010, and listed on the Hong Kong Stock Exchange in 2018, Xiaomi is the fastest company attaining the Fortune 500 list in the shortest period of time in history. Funding Societies | Modalku is the largest SME digital financing platform in Southeast Asia, licensed in Singapore, Indonesia and Malaysia. Backed by Sequoia India and Softbank Ventures Asia Corp., it provides business financing to SMEs, which is crowdfunded by individual and institutional investors. In 4 years, it has helped finance over 1 million business loans with over S$1 billion in funding. It was given the MAS FinTech Award in 2016, the Global SME Excellence Award at the United Nations’ ITU Telecom World in 2017 and Fintech Top 100 by KPMG in 2018 and Brands for Good in 2019. 7 January 2020